also active internationally in a number of specialist activities, such as Private Banking, Energy, Commodities & Transportation (ECT) and Clearing.

ABN AMRO is organised in a way that guarantees first-class management and effective supervision by the Managing Board and Supervisory Board. Integrity, transparency and accountability are key elements of their corporate governance and business operations. These key elements ensure that ABN AMRO pursues effective risk management, comply with legislation and regulations and provide full transparency to stakeholders and market parties.

ABN AMRO has a two-tier governance model consisting of a Supervisory Board and a Managing Board. The memberships of the Supervisory Boards of ABN AMRO Group and ABN AMRO Bank are the same, as are the memberships of the Managing Boards of ABN AMRO Group and ABN AMRO Bank and the committees of these boards.

ABN AMRO offers a full range of innovative services to their retail, private and commercial clients, not just in the Netherlands but wherever their business takes them.

On 1 July 2010 the legal merger between ABN AMRO Bank N.V. (ABN AMRO Bank) and Fortis Bank (Nederland) N.V. (Fortis Bank Nederland) was completed, creating a combined entity called ABN AMRO Bank N.V.