under its own brands, Advanzia is a leading provider of Cards-as-a-Service solutions for more than 270 companies, associations and financial institutions. Business partners use Advanzia’s co-branded credit cards to strengthen customer loyalty and create a competitive advantage. Private banks implement turnkey Visa and Mastercard credit card programmes delivered by Advanzia, either as white label cards or under the flagship brand Capitol. In 2022, Advanzia achieved a total credit card turnover of EUR 5.3 billion for all its market segments. At the end of 2022, the bank employed 196 employees.