their use of information technology. AMS provides technological consulting services, customized software, and systems integration services for its customers, a large percentage of which are either large corporations or government agencies. The company focuses its efforts on the needs of several specific industries. Along with federal and local government agencies, the following types of companies make up the bulk of AMS's customers: telecommunications companies, financial institutions, educational institutions, insurance companies, and pharmaceutical companies. Billing and collections, credit management, and organization-wide financial management are among the business functions AMS products serve within these target industries.