capital appreciation on exit. Lenders receive fixed monthly interest and benefit from a charge against the property. • Shares and loans can be traded during the term of the investment on the Resale Market. • The platform also provides SME property developers with access to equity and debt capital for their projects, all in one place. • British Pearl is not a marketplace or matching platform. It is not crowdfunding nor is it a P2P lending platform. It is an asset manager.