Institutional investors and family offices are always interested in new low-risk instruments with high profitability. And crypto owners wish to benefit from their digital assets and preserve them for the long term hoping to gain more value. The smart contracts on the eCoinomic.net platform will solve these needs. Crypto owners will get an opportunity to obtain fiat loans using digital assets as collateral. Institutional investors and family offices will explore a new mortgage market by issuing fiat loans to crypto community. 81% of the funds gathered during the Token Sale (exceeding the USD 6 million softcap) will be used to form the Reserve. The Reserve will not be spent - it will be used solely to provide full coverage for the lending funds from the institutional investors and family offices. Thus we ensure their participation. We consider cryptocurrency as a new perspective type of collateral that can change the market for secured loans tremendously. An important shift in the lending practices supports the growth of the crypto world beyond the limitations, providing individuals with increased purchasing power given by crypto backed loans. Founders of eCoinomic.net have been working together since 2001. The core team of the project consists of professionals and experts with more than 10 years of experience in Fintech industry and software development, which are devoted to working hard in order to achieve target result, which is proved by the implemented projects.