Company Performance Metrics
- Pablo Davila: Finance Manager
- Ricardo Ramirez: Dealer Relationship Manager
FirmAuto is an auto-finance company that focuses on originating credit for customers with non-prime and sub-prime credit scores. The company uses an advanced automated decision process program called BuroFlex® to assess the risks associated with each application.
The company's founder, Alvaro Quintero, has over 20 years of experience in the
financing and leasing industry, with a particular expertise in the sub-prime market.
Advisors: Jonathon Angell, CEO of Angell Investments. Rick Haskell, Risk Management. Angelo Nyars, Industry Advisor.
Key employees: Ricardo Ramirez, Dealer Relations Manager. Carlos Betanzo, Operations Manager. Pablo Davila, Finance & Accounting.
Problem: Access to mobility is essential for economic advancement, especially in the United States, where owning a car is often necessary for working-class people. Having no credit score or a low score can be a significant obstacle to obtaining a car loan.
Solution: FirmAuto USA has developed BuroFlex®, an innovative automated decision-making program that uses various data points from platforms such as CreditSmarts, RouteOne, and Dealertrack to evaluate potential customers and manage risk. BuroFlex® determines whether to authorize credit or not.
Uniqueness: BuroFlex® is distinctive due to its use of proprietary technology that leverages in-depth knowledge of debt behavior, which enables more precise and reliable decision-making.
