automated yield deposits. For crypto exchanges, it facilitates the direct spending of stable coins like USDC or EURC through instant virtual cards supported by self-custodial smart contract wallets. Neobank clients can expand their services across multiple regions without relying on local banks by accessing EUR IBANs with SEPA Instant, BRL accounts with Pix, and GBP support through a single integration. Payment processors can incorporate white-labeled card issuing with minimal integration, leveraging existing compliance processes to add branded card programs and generate interchange revenue seamlessly within their platforms.