branches in the Memphis metro area, ranking it as a top 5 depository in Shelby County. Their capitalization, access to leveraged funds and experience in the industry allow us to carry accounts on our books (we do not "refactor" our clients’ invoices). As such they are able to offer flexible programs and quick decisions at very competitive rates. We provide same day funding for our active clients. New accounts can be activated in as little as 24 hours. Their services extend to a variety of businesses that offer their product or service on terms of net 30 days or longer. They have a particular degree of experience among retail-directed manufacturers and distributors (electronics, apparel, accessories, gifts, home furnishings, etc.), but our expertise is certainly not limited to these areas. They have worked with temporary and contract personnel agencies, printers, transportation firms, government contractors and a countless number of other manufacturers, distributors, and service companies.