They could sell their home, take out additional mortgages that put them in debt, or continue to work to make ends meet.

After watching family and friends struggle as seniors and researching the extent of the problem, they were shocked to find the situation many older Americans face these days. They wondered if he could find another option—a way of giving seniors debt-free funding that would empower them and give them the opportunity to enjoy their retirement with dignity and freedom. This is how Irene was born.