and have already built over 100 houses, 52 over the past two years. My newest homes have a HERS rating of 60. To give you some idea what that means, a house with a HERS score of 70 is 30 percent more energy efficient than a standard new home.

My problem is that because of the economy, banks in Santa Fe are reluctant to lend to small builders like me. I currently have six homes pre-sold but I cannot get construction loans. I have contacted other banks, credit unions, and private investors but the interest rates they charge would make it impossible for me to build affordable homes. I still have to pay interest payments on the undeveloped land. So right now, we're struggling. That's why I decided to turn to crowdfunding.

Your donation will help me buy materials and construct the pre-sold homes. I can build 10 houses for $1 million and 5 houses for $500 thousand. Every contribution helps.