online platforms, and tools for fraud management. The company, directed by Jordi Pascual and founded in 2010 by Javier García and Diego Marcos, proved to be a pioneer in Spain when it obtained the PCI-DSS Level 1 certification in 2013. In 2017 it obtained a license from the Bank of Spain to operate as a Payment Institution, and in 2018 it was acquired by InnoCells, the digital business hub and corporate venture vehicle of Banco Sabadell. With offices in Barcelona, Bilbao, and Madrid, PAYCOMET provides an advanced payment gateway service to start-ups and small businesses in the digital economy, as well as to large retailers and chain stores.