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Scratch Logo
Scratch Growth Score
70
CB Rank
5997
Heat Score
69
Scratch is changing the way people experience debt.
Founded
obfuscation
PrivateConvertible Note San Francisco, California, United States11-50 www.scratch.fi/
FinTech
Overview

Scratch
Total Funding
obfuscation
Growth Score
70
Heat Score
69

Total Funding
obfuscation
Convertible Note raised
obfuscation
Growth Score70
0 pts
in past quarter
Heat Score 69
5 pts
in past quarter

Company Performance Metrics

Score
Trend
AI Content may contain mistakes and is not legal, financial or investment advice.Learn more.
Growth Score - The measure of growth based on company activity, operational metrics, and investments
Growth Trend - The change in the growth score over the given time period
Heat Score - The measure of the market interest, media activity, and Crunchbase profile activity
Heat Trend - The change in the heat score over the given time period
Learn More >
Recent Milestones
Raised Funding Round
Jan 1, 1970
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Raised Funding Round
Jan 1, 1970
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Raised Funding Round
Jan 1, 1970
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See more interactive data and historical milestones on desktop for the best experience

About Scratch

CB Rank
5997
Scratch is changing the way people experience debt.
Founded
obfuscation
PrivateConvertible Note San Francisco, California, United States11-50 www.scratch.fi/
FinTech

Funding Rounds

Convertible Note
OBF
in
obfuscation
Venture - Series Unknown
OBF
in
obfuscation
Pre-Seed
OBF
in
obfuscation

Key People

Details

Legal Name Scratch Services, LLC
Operating Status Active
Company Type For Profit
Founders  Chris Walters, Sameh Elamawy
About the Company
Scratch is changing the way people experience debt.
Contact Email recruiting@scratch.fi
Diversity Spotlight 
Middle Eastern / North African Founded
Middle Eastern / North African Led
Predictions & Insights

Growth Prediction

See this Growth Prediction
Top Contributing Factors
Product Launches

Products & Services

Scratch Loan Servicing Platform
A platform that enables borrowers to manage, understand, and repay their loans, and lenders to service various loan types with customizable features and reporting.
Scratch Reporting and Insights
A reporting service providing lenders with daily, accurate loan portfolio data and insights via SFTP or API to support business growth and portfolio management.

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Financials

Company Funding

Total Funding Amount 
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Number of Funding Rounds 4
Unlock company funding data, including rounds, dates, amounts, and investors.
Announced Date  
Transaction Name  
Number of Investors  
Money Raised  
Lead Investors  
Funding Type  
obfuscation
Convertible Note - Scratch Logo
Convertible Note - Scratch
1
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— Convertible Note
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Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note
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Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note
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Convertible Note - Scratch Logo
Convertible Note - Scratch
1
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— Convertible Note
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Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note

Funding Rounds

Total Funding Amount 
obfuscation
Number of Funding Rounds 4
Unlock company funding data, including rounds, dates, amounts, and investors.
Announced Date  
Transaction Name  
Number of Investors  
Money Raised  
Lead Investors  
Funding Type  
obfuscation
Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note
obfuscation
Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note
obfuscation
Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note
obfuscation
Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note
obfuscation
Convertible Note - Scratch Logo
Convertible Note - Scratch
1
obfuscation
— Convertible Note

Investors

Market Intelligence
People
View Profiles & Contacts
Headcount 11-50 Employee Profiles 1 Contacts 37

Employee Profiles

News

News and Press

News•Jun 5, 2026
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News•Jun 1, 2025
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News•Nov 28, 2024
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News•Jan 11, 2024
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Access a complete feed of recent news and press, from product launches to leadership changes.
Technology
View Tech Report

Monthly Web Visits

350
169.23%
 in past month

IT Spend

$2.8MThis year, Scratch is projected to spend $2.8M on IT, according to Aberdeen.

Interest Signals

TopicSurge Score
Research and Development / Test Logo
Research and Development / Test
83
Custom Swag Design Logo
Custom Swag Design
75

Actively Used Products

15Scratch uses 15 technology products and services including HTML5, Google Analytics, and  SparkPost, according to G2 Stack.

Active Website Tech Count

15Scratch is actively using 15 technologies for its website, according to BuiltWith. These include DNSSEC, nginx, and  HSTS IncludeSubdomains PreLoad.

Total IP

1Scratch has 1 registered trademark in the 'Insurance; financial affairs' class, according to IPqwery.
Sub-Organizations
Frequently Asked Questions

Where is Scratch's headquarters? Scratch is located in San Francisco, California, United States.Who invested in Scratch? Scratch has 10 investors including Arrive and  JP Morgan Chase.When was the last funding round for Scratch? Scratch closed its last funding round on
obfuscation
from a Convertible Note round.Who are Scratch's competitors? Alternatives and possible competitors to Scratch may include Valon Technologies, MeridianLink, and  Casca.How much funding has Scratch raised to date? Scratch has raised
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.
Who We Are
What We Do
Helpful Links
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