WalletHub also provides a robust budgeting app, which includes automated expense categorization, spending analysis dashboards, subscription tracking and management, cash-flow monitoring, net-worth tracking, savings goal reporting, and investment portfolio tracking, giving users a centralized system to plan, allocate, and optimize their finances.

It also offers extensive comparison services for credit cards, personal loans, auto loans, car insurance, checking accounts, savings accounts, and other banking and insurance products, complete with side-by-side comparisons and consumer reviews, along with educational resources such as financial guides, expert articles, and data-driven research reports; additionally, the platform features calculators and planning tools like loan payment estimators, credit card payoff calculators, and budgeting aids, while its premium subscription expands functionality to include advanced budgeting and spending tracking, subscription management, net-worth and investment tracking dashboards, enhanced fraud and account alerts, identity protection services such as dark-web monitoring and credit lock capabilities, and in certain plans, identity theft insurance.

WalletHub was founded by Odysseas Papadimitriou in 2013. It is based in Miami, Florida.